Know what your policy actually covers.
Renter's, homeowner's, auto, health, insurance policies hide what matters most in the exclusions and the fine-print conditions. FinePrint reads your policy and surfaces them in plain language, with the page cited each time.
The clauses that decide a claim.
FinePrint pulls out each exclusion, sub-limit, and condition as its own finding, so you find the surprises before you need to file.
Exclusions
Each named exclusion as its own finding, water damage, mold, earth movement, named storms, intentional acts. The reasons claims actually get denied.
Deductibles
Per-claim vs annual aggregate, separate deductibles for wind or hurricane, and any percentage-of-value calculations.
Sub-limits per category
Jewelry, electronics, business property, cash, most policies cap these well below the policy's overall limit.
Claim-filing deadline
The notice-of-loss deadline ("within N days of discovery") and the proof-of-loss deadline, both deal-breakers if missed.
Conditions that void coverage
Vacancy clauses, occupancy requirements, maintenance obligations, cooperation with the insurer's investigation.
Replacement cost vs ACV
Whether you'll be paid what a new item costs or just the depreciated value, and any threshold the difference is held back until you replace.
Free-look period & cancellation
The window to cancel for a full refund after the policy issues, and the notice required to cancel mid-term.
Bad-faith remedies & appraisal rights
What your policy actually grants you if the insurer denies improperly, appraisal procedures, attorney fees, dispute paths.
Find the deal-breakers before you need to file.
Every finding cites the exact policy clause it came from. Compare quotes with confidence, and have the page numbers ready when you call your agent.
Try FinePrint with your policy
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